Hammock Bay Sellers: Why You're Outperforming the Rest of Freeport
If you've heard that homes across Freeport are taking longer to sell this year, that's true, but it's not the whole story. If your home is in Hammock Bay, the data below tells a noticeably better one.
What the Data Actually Shows
The numbers below come directly from the local MLS system for detached, single-family homes sold in each area, pulled fresh as of September 13, 2026.
Hammock Bay: 2021-2026
| Year | Total Sales | Avg. Sold Price | Median Price | Sale/List % | Avg. Days on Market |
|---|---|---|---|---|---|
| 2026 YTD (thru 9/13) | 149 | $533,874 | $515,000 | 99% | 70 |
| 2025 | 194 | $542,226 | $503,671 | 98% | 99 |
| 2024 | 227 | $521,860 | $493,092 | 99% | 47 |
| 2023 | 187 | $508,240 | $465,000 | 98% | 80 |
| 2022 | 162 | $503,209 | $466,956 | 99% | 21 |
| 2021 | 290 | $374,964 | $356,930 | 100% | 33 |
Freeport as a whole tells a different story. Here's the same snapshot for all of Freeport, not just Hammock Bay:
Freeport Overall: 2021-2026
| Year | Total Sales | Avg. Sold Price | Median Price | Sale/List % | Avg. Days on Market |
|---|---|---|---|---|---|
| 2026 YTD (thru 9/13) | 560 | $475,566 | $400,913 | 98% | 86 |
| 2025 | 698 | $459,482 | $399,000 | 98% | 86 |
| 2024 | 692 | $444,090 | $396,000 | 99% | 78 |
| 2023 | 651 | $461,373 | $412,000 | 98% | 93 |
| 2022 | 746 | $478,476 | $444,623 | 99% | 34 |
| 2021 | 641 | $400,369 | $361,000 | 99% | 33 |
The Key Difference: Hammock Bay Is Recovering, Freeport Overall Isn't Yet
Freeport's average days on market held at 86 in both 2025 and year-to-date 2026, no improvement at all from last year's slowdown. Hammock Bay, by contrast, dropped from 99 days in 2025 to 70 days so far in 2026, a meaningfully faster pace than the broader area right now. Median prices tell a similar story: Hammock Bay's median sold price is up from $503,671 to $515,000 year-to-date, while Freeport overall's median has barely moved, from $399,000 to $400,913.
What About Supply and Demand?
Current inventory tells a similar story. Hammock Bay has 104 detached homes actively for sale right now; Freeport as a whole has 345. Measured against each area's current sales pace, that works out to roughly 5.9 months of supply in Hammock Bay and 5.2 months in Freeport overall, so raw supply levels aren't dramatically different between the two.
The real difference shows up in how long that inventory sits. Hammock Bay's active listings have been on the market for an average of 99 days so far; Freeport's active listings average 114 days. Demand in Hammock Bay is absorbing supply faster than the broader Freeport market is, which lines up with the faster days-on-market and rising prices among homes that actually sold there in 2026.
What This Means If You're Selling in Hammock Bay
The broader "homes are sitting" headlines don't fully apply to you right now. Hammock Bay is moving faster and selling for more than it did in 2025, and faster than the rest of Freeport is moving today. That's good news if you've been holding off on listing.
What This Means If You're Selling Elsewhere in Freeport
The slower pace is real, and it hasn't let up yet. Financing costs remain a big part of it: the average 30-year mortgage rate is running in the high-6% range, but rates on investment and non-owner-occupied properties, the kind an investor buyer would use to purchase your home, typically run half a point to three-quarters of a point higher, often pushing well past 7%. That prices out a meaningful slice of the buyer pool.
If You Bought in the Last Few Years
If you purchased in Freeport or a similar community during the run-up, it's worth knowing that a slower market can mean you might not net what you paid, especially if your specific property sold above the broader trend. That's not a reason to panic, it's a reason to look at your actual options before committing to a long, expensive holding period or a price cut you didn't want to make.
A Personal Note From Jennifer
Before I started Mims Property Management, I was a residential appraiser, and Fannie Mae was my main client, which meant doing foreclosure valuations across Walton, Okaloosa, and Bay counties in the years after the crash. I saw firsthand what forced sales and foreclosures did to people who simply couldn't wait out a bad market. That's what led me to start this business in 2012-2013: I felt my appraisal background was better used helping owners wait out a down cycle instead of watching them lose their homes at a loss. Renting a property instead of forcing a sale into a weak market means a tenant covers the mortgage, ideally with the property cash-flowing, while you wait for conditions to align with a sale that doesn't cost you money you don't have to lose.
What Your Options Actually Are
1. Request a free rental analysis and turn a sitting property into income while you wait for better conditions.
2. Talk with our Consulting team about a real, appraisal-backed valuation of what your home will actually sell for today.
3. Still want to sell? Our brokerage team at MIMS Group can help you re-position the listing.
Considering renting instead of selling? Request a free rental analysis and we'll walk through the numbers with you.