*VA assumable rate of 2.375%* *Paid-off solar panels* Welcome to 127 Judith Dr in Valparaiso! This beautifully updated brick home blends comfort, character, and modern upgrades. Inside, you'll find a bright open living space with stylish luxury vinyl plank flooring (2023), fresh paint, and updated finishes throughout. The centrally located kitchen features stainless steel appliances, ample cabinetry, and a functional island perfect for prep and seating. A standout feature is the spacious bonus living area or bedroom created from the converted carport, complete with a cozy fireplace for a private retreat. The updated bathroom includes a charming barn door entry. Enjoy year-round Florida living in the screened-in patio overlooking the backyard, plus a paver patio with a built-in fireplace--perfect for relaxing or entertaining. Paid-off solar panels help keep utility costs low. Additional updates include ductwork and insulation, new baseboards, newer refrigerator (2025), brand-new shed (2026), plus major systems already updated: roof (2019), HVAC (2016), and water heater (2018).